EMMC Federal Credit Union offers a full range of services meet your needs. Services listed below in green can be clicked for more information.

• Share (Savings) Accounts
• Monty Moose
  

  Accounts for Children

  If you have a child under twelve and would like to start a Monty Moose account for them, please ask any teller for details.
• Share Draft (Checking) Accounts
• Payroll Deductions and Direct Deposit
• Safe Deposit Boxes
  Secure Your Valuables:

  • Loan Papers
  • Birth Records
  • Marriage Records
  • Life Insurance Policies
  • Wills
  • Special Agreements
  • Valuable Items
  • Collections, etc

  at your Credit Union!
• ATM and Credit Card
  

  IT'S AN ATM CARD... ONLY BETTER

  Wouldn't it be great if your ATM card could do even more for you? What if it allowed you to charge purchases against you credit union share draft account? That's the idea behind the CU24 VISA Check Card - the ATM card that works like a check wherever VISA is accepted.

  USE THE CARD INSTEAD OF A CHECK

  Where checks aren't accepted - such as restaurants and gas stations - or when you don't want to carry your checkbook, use your CU24(R) VISA Check Card instead! Wherever you see the VISA(R), NYCE(R), MEMBER ACCESS(R), CU24(R), TX(R) or PLUS(R) network symbols, simply present your card, and the amount of your purchase will be deducted automatically from you credit union share draft account.

  GET CASH WORLDWIDE

  The CU24 VISA Check Card is your ticket to instant cash! At thousands of ATMs worldwide, you can use the card to make withdrawals from your credit union share draft account. Use the card to check balances at the ATM, too.

  MAKE DEPOSITS THROUGHOUT MAINE

  Can't get to the credit union to make a deposit? No problem! Use your CU24 VISA Check Card to make deposits at the customer service desks at major Maine supermarkets. Just look for the NYCA or CU24 logo!
• Teller-Phone 24-Hr Access to Accounts
  You can enjoy the convenience of using a telephone to access your credit union accounts from home, work, and even if you are out of town.
  
  Teller-Phone is your credit union's 24-hour audio response service. You get toll-free access to all your credit union accounts, using only a touch-tone phone and your confidential access code. Use Teller-Phone to make withdrawals, transfer funds, or find out your account balances. Your credit union is always as close as your telephone. Teller-Phone gives you up-to-the-minute information about your accounts; it's like having your own personal teller.
• On-Line Account Access
  The fast and convenient way to do your banking on the Internet 24 hours a day, 7 days a week. Need to verify your account balance? Looking for a convenient way to pay bills or transfer funds? Want to apply for a loan? With On-Line Account Access, you keep your banking organized quickly, safely, and securely. Whether you're at home, at work, or on the road, it's easy to access a variety of easy-to-use services.
  On-Line Account Access Link
• Christmas and Vacation Clubs
• Travelers Cheques
  Traveler's Checks are one of the most popular forms of "cash" to take with you on vacation. We offer two kinds - just stop in and sign up.
• Short-term Disability and Supplemental Whole Life Insurance
• Group Accidental/Dismemberment Insurance
  As an eligible member of the Credit Union you are entitled to receive $3,000 of 24-hour Accidental Death and Dismemberment Insurance simply by completing and mailing the enrollment form. There is no cost to you! The credit union pays the premiums. It's just one of the many benefits of credit union membership. Additional insurance may be purchased by members at low cost.
• Discounted Home and Auto Insurance
• Telephone Transfers
• Loans of All Types
  

  Click here for our Loan Application form. To apply, please print an mail this information to us.

  • Personal
  • Auto - New and Used
  • Mortgages - First and Second
  • Equity Loans
  • Home Improvement
  • Mobile Home
  • Christmas
  • Computer
  • Recreation Vehicle
  • Share Secured
  • Visa Credit Cards
• Certificate Accounts
• IRA's and IRA Certificates
  

  • Traditional
  • Roth
  • Education
• Wire Transfers
• Money Orders
• FAX Service
• Savings Bonds
• Night Depository
• Notary Public
• Drive-up service.